Deliver against the Assets Plan through P&L management focusing on balances, volumes and revenues generated from Private Banking, Sadara, and Personal banking customers
Analyse and interpret customer and market data to develop a robust proposition that is scalable and adaptable to different customer segments.
Manage the current product range and take responsibility for the delivery of new products and services
Ensure effective delivery of product initiatives through strong project management, communications and stakeholder management
To recommend and implement plans for the new products including product development plans, annual income and budgets
Monitor industry, market, customer and regulatory trends identifying risks and opportunities and propose appropriate responses
Ensure all Certification and accreditation requirements are fulfilled and provide training support to all stakeholders
Ensure compliance with Qatar and CB regulations and ensure that appropriate controls and procedures are in place to protect and manage the business
Contribute to the implementation of the Retail wide assets product and sales strategy and ensure the delivery of underlying objectives.
To continually monitor against agreed business objectives and propose and implement activities to ensure business objectives are met
Ensure adequate Marketing activities for Asset products are conducted and aligned to the overall retail marketing strategy
Products covered are Mortgages, Personal loans, Vehicle loans, and overdrafts
Other Accountabilities
Monitor sales performance regularly versus the budget of all distribution channels, in order to ensure meeting the set budgets
Ensure that all sales activities are conducted within the controls and quality standards set by CB guidelines and compliant with QCB regulations
Work with stakeholders to achieve assets cross sell strategies across all segments
Contribute to the implementation of the Retail wide Assets product and sales strategy and ensure the delivery of underlying objectives
Contribute to the preparation of the budget and monitor financial performance in order to ensure that the business is aware of anticipated costs/revenues and areas of unsatisfactory performance are identified and propose and implement activities to ensure business objectives are met.
Prepare departmental MIS statements and reports if required outside of the Analytics team in a timely and accurately manner to meet CB and QCB reporting requirements, policies and standards
Provide and analyse periodic and / or ad hoc reports in order to provide insights and clarity of Assets products current activities and performance
Responsible for the custody of the Assets Training Log. The log should be updated regularly to ensure that all employees carrying out any of the activities related to Assets business are trained as appropriate
