Credit Risk Manager

Job Description

Our clientOur client is a fast-growing online platform for financing small and medium- businessesTasks & Responsibilities:. Develop a new rating methodology from scratch, focusing on SME lending in the KSA. Analyze SME counterparties, identify and quantify risk drivers that would affect loan origination. Identify and recommend data providers and sources that would improve the new credit model. For example, local credit bureaus, open banking providers, accounting integrations, etc.. Define end-to-end credit product requirements and inputs, from loan origination to financial close. Work closely with our Product Managers as to build a best-in-class SME lending solution. Propose new and effective, world-class financial modeling, procedures, controls, and systems. Produce financial reporting templates for the credit team, management, and investors. Develop initial KPIs and growth metrics, which will define portfolio reporting from day one. Maintain relationships with local regulatory bodies as to ensure compliance with local regulationsRequirements and Qualifications:. Experienced finance professional with relevant qualifications, e.g. CFA, CRC, CAIA, etc.. 7 to 10 years experience of working within financial services, specifically credit risk. Have 3 to 5 years of within the Retail or SME lending credit risk segments. Additionally, have 3 to 5 years of experience of lending to Retail or SME clients. Analytical background with a history of presenting findings to internal and external stakeholders. Experience of building and improving credit risk models within Retail or SME lending segments. You are aware and comfortable with new technologies that can support credit risk models. You have previously worked for a local bank or fintech company in the Middle East. Written and oral fluency in English and the ability to communicate effectively to stakeholdersNice to haves:. You have a proven track record as a credit risk analyst, supporting companies short-term. Written and verbal fluency in Arabic. An extensive local network, both within the startup ecosystem and financial servicesWhat You Can Expect. Attractive compensation based on your experience. A hybrid work culture, which allows you to be flexible within KSA. A highly dynamic and energetic environment with a lot of opportunities to grow. Space for your own ideas and taking responsibility fast. Fame and glory for what you will have helped build. Extensive health insurance packageHalian GroupWith over 20 years of experience, we have come to understand that innovation is the only way to provide agile, practical solutions that transform businesses and careers.Our resourcing and smart services help you to realize tomorrows potential. Discover the amazing things possible when you bring the right people and the right technologies together.#LI-ZP1

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About Company

Award-Winning Tech Talent Company. We help businesses make progress, build efficiency and discover new possibilities. Our goal is to support talented individuals to explore, innovate and unleash their potential.Our success has spanned over 20 years. In that time, we’ve come to understand that innovation is the only way to provide agile, practical solutions that transform businesses and careers that fulfil potential, faster.Halians smart services, tech talent and search capability, help you to realise tomorrow’s potential. To discover the amazing things that are possible when you bring the right people and the right technology together.