Support in the development of a Credit Risk Framework (Risk Policy Guidelines, Policy Renewal Program, PortfolioCredit Management, Risk Process) for all segments (within UAE) and markets (across GCC)
Performing detailed analytics (analysis of underwritten portfolio along with analysis of collections data).
Create Risk reporting dashboards for various segments and countries
This role will be actively involved in the underwriting process for IHF/Captive Finance
Proactively monitor key credit risk metrics relating to product, channel, exceptions and vintage performance
Document performance versus risk profiles and thresholds
Provide suggestions for improvement
Risk Management and reporting Underwrite Credit Cases
Prepare Credit Appraisal reports for large value cases
Risk management of residual values
Supporting governance of residual values
Maintenance of Risk Register
Support Risk Reporting for all customer segments
Manage annual policy review and portfolio thresholds
Ensure the understanding and acceptance of Risk criteria and KPIs at each level
mplement and Monitor Credit Delegation frameworkin line with Group / Risk requirement
Regular Process of Risk reporting for all segments and markets
Create and Manage Training program for enhancing capabilities and improved risk decision making
Support development of technology infrastructureincluding deployment of IT system and support in itsdevelopment / enhancementGovernance, Control, and Risk
