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Senior Credit Manager (Manufacturing Company)

7.00 to 14.00 Years   Dubai, United Arab Emirates   04 Oct, 2023
Job LocationDubai, United Arab Emirates
EducationNot Mentioned
SalaryNot Mentioned
IndustryManufacturing
Functional AreaNot Mentioned

Job Description

Senior Credit Manager (Manufacturing Portfolio)úÿÿÿÿÿÿÿÿWholesale Banking CreditúÿÿÿÿÿÿÿÿÿDubai( Full- time)ÿDESCRIPTIONJOB PURPOSEÿJob holders at this level are directly responsible for conducting assessments of completed credit proposals primarily related to Manufacturing . Such applications are usually complex, of a significant value with multiple entities involved in various lines of trade. Analysis is conducted through the application of well-developed investigative and analytical skills and processes. Their findings will form the basis of ultimate decision making.ÿQuite often the job holder will be expected to function under extreme pressure arising from short turnaround times, significant value of the exposures proposed, complex nature of the proposals, businessÿÿPrincipal AccountabilitiesReceives credit proposals for Manufacturing portfolio and examines them to ensure completeness of supporting information/ documents and compliance with Bank?s requirements.ÿUndertakes detailed analysis of proposals by strictly adhering to:Basic principles of lendingBank?s procedures & PoliciesUAE Central Bank RulesRegulations wherever applicable to assess quality and proper asset selection.Conducts proper due diligence as to identification of gaps, if any in terms of disclosures/ information in proposalsPrepare clear well-structured credit summary for presentation to CC and BEC. CC and BEC decision are based on this credit summary.Addresses further queries/ requirements if any required raised CC or BEC membersÿExercise the delegated approval authorities within the matrix approved by the CC, enabling the incumbents to have approval powers for a certain level of transactions within the managed portfolio of clients.Support Unit Head and Head of Wholesale Credit on various Ad-hoc projects relating to improve in credit processesÿActively participate in Triple C and portfolio monitoring exercise.ÿÿResponsible for quality of allocated portfolio. Time escalate any critical issues to senior stakeholders.ÿREQUIREMENTSQUALIFICATIONS & SKILLS10/12 year?s corporate banking experience with min 7 years in the Manufacturing Portfolio .Written and spoken EnglishExcellent analytical, report writing and presentation skillsStrong working knowledge MS Office mainly excel

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