| Job Location | Dubai, United Arab Emirates |
| Education | Not Mentioned |
| Salary | Not Mentioned |
| Industry | Accounting |
| Functional Area | Not Mentioned |
UAE National_ Credit Risk Manager | Al Futtaim Finance PV JSC | Financial Risk ManagementOverview of the role :Risk Analyst will support in the Risk Management of Captive Finance and In-house Finance (IHF) Credit Risk Assessment functions.The person will be responsible for Portfolio Analytics and Underwriting for various Al-Futtaim Automotive portfolio.˙The job role will also involve escalation of cases which are beyond the delegated authority of person. Similarly, the person would receive escalation cases from levels below him.˙The role will include the following responsibilities:?˙˙˙Support in development of a Credit Risk Framework (Risk Policy Guidelines, Policy Renewal Program, Portfolio Credit Management, Risk Process) for all segments (within UAE) and markets (across GCC)?˙˙˙Performing detailed analytics (analysis of underwritten portfolio along with analysis of collections data).˙?˙˙˙Create Risk reporting dashboards for various segments and countries?˙˙˙This role will be actively involved in the underwriting process for IHF/Captive Finance˙?˙˙˙Proactively monitor key credit risk metrics relating to product, channel, exceptions and vintage performance˙?˙˙˙Document performance versus risk profiles and thresholds˙?˙˙˙Provide suggestions for improvement˙?˙˙˙Develop analytics to support potential changes to credit policies˙What you will do :?˙˙Underwrite Credit Cases?˙˙˙˙Prepare Credit Appraisal reports for large value cases?˙˙˙˙Risk management of residual values?˙˙˙˙Supporting governance of residual values?˙˙˙˙Maintenance of Risk Register?˙˙˙˙Support Risk Reporting for all customer segments?˙˙˙˙Manage annual policy review and portfolio thresholds˙?˙˙˙˙Ensure the understanding and acceptance of Risk criteria and KPIs at each level?˙˙˙˙Implement and Monitor Credit Delegation framework in line with Group / Risk requirement˙?˙˙˙˙Regular Process of Risk reporting for all segments and markets?˙˙˙˙Create and Manage Training program for enhancing capabilities and improved risk decision making?˙˙˙˙Support development of technology infrastructure including deployment of IT system and support in its development / enhancement˙˙?˙˙˙˙Understanding of Auto financing in GCC?˙˙˙˙Understand technical/regulatory matters affecting the business.˙˙
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