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Credit Cards & Loans Portfolio Manager

2.00 to 8.00 Years   Dubai, United Arab Emirates   26 Aug, 2019
Job LocationDubai, United Arab Emirates
EducationNot Mentioned
SalaryNot Mentioned
IndustryAdvertising
Functional AreaNot Mentioned

Job Description

The Incumbent will manage the existing credit cards & loans customer base by devising strategies to engage, grow & retain profitable customers and responsible in implementation an effective segment-based strategy to optimize spends and revenues.

  • Drive spend via profitable customers with good behavior scores and better performance on decision tree nodes
  • Recommend good performing segments for cross sell of second product, Double Secure, PA or wallet insurance products
  • Drive NTB activations & increase the number of spend active cards
  • Drives balance build-up by creating credit line increase programs & drive loan top ups
  • Create a portfolio analysis decks for credit cards and loans.Devise portfolio actions based on analytics and assess the effectiveness of portfolio actions by tracking results
  • Track yield on fees & interest to curb dilution. Recommend risk based pricing
  • Ensure that all products, promotions, processes, terms & conditions, & customer communication legal & compliance approvals. Ensure that all regulatory/Central bank requirements are complied with

Keyskills :
Portfolio Management Portfolio Strategy Credit Cards Retail Banking

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