Africa Senior Underwriter

Job Description

PurposeCigna continues to expand across the Middle East and Africa region through an innovative array of products that meet the growing needs of the health insurance market. The underwriting team has played a key role in this success of Cigna MEA and are looking to recruit a senior underwriter to join the team based in Dubai. The senior underwriter is expected to work on new business quotes and renewals, and collaborate with commercial teams to ensure profitable growth of the Africa portfolio. Must have the ability to make effective decisions within their Underwriting authority based on strong knowledge of medical insurance market, and financial and commercial implications.Key Responsibilities? Evaluate, price and modify plan design for renewals and new business on SME and large corporate quotations in compliance with underwriting authorities? Build effective relationship with sales and client management partners to win and retain business? Manage portfolio of accounts by balancing profitability and revenue? Conduct analytical reviews to identify and understand trends, patterns and insights that are used to successfully manage portfolio? Collaborate with operations and clinical teams to ensure the appropriate use of products? Maintain strong relationship with finance and actuarial teams to ensure the effectiveness of pricing strategies and models? Provide concise, clear and decisive instructions on risk exposure? Support rest of the underwriters on the team to balance the workload? Be market aware; understand competitive and regulatory landscapeEducation and Experience? 5+ years of insurance experience in health underwriting? Bachelor?s degree in finance, mathematics, engineering, actuarial or similar? Advanced user of Microsoft Excel; Exposure to Tableau or Power BI? Data analytics and predictive modellingCapabilities? Risk assessment skills? Commercial mindset? High level of numeracy & accuracy? Excellent negotiation and communication skills? Ability to take ownership and effective time management? Manage stake holder expectations and deliver under pressureAbout CignaCigna Corporation exists to improve lives. We are a global health service company dedicated to improving the health, well-being and peace of mind of those we serve. Together, with colleagues around the world, we aspire to transform health services, making them more affordable and accessible to millions. Through our unmatched expertise, bold action, fresh ideas and an unwavering commitment to patient-centered care, we are a force of health services innovation. When you work with us, or one of our subsidiaries, you?ll enjoy meaningful career experiences that enrich people?s lives. What difference will you make?Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.If you require reasonable accommodation in completing the online application process, please email: SeeYourselfEMEA@cigna.com for support. Do not email SeeYourselfEMEA@cigna.com for an update on your application or to provide your resume as you will not receive a response.

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