EMEA Credit Portfolio Risk Analyst

Job Description

3M has a long-standing reputation as a company committed to innovation. We provide the freedom to explore and encourage curiosity and creativity. We gain new insight from diverse thinking, and take risks on new ideas. Here, you can apply your talent in bold ways that matter.Collaborate with Innovative 3Mers Around the WorldChoosing where to start and grow your career has a major impact on your professional and personal life, so it?s equally important you know that the company that you choose to work at, and its leaders, will support and guide you. With a diversity of people, global locations, technologies and products, 3M is a place where you can collaborate with 93,000 others curious, creative 3Mers.?For more than 30 years at 3M, I?ve seen firsthand how it?s a place where curious, creative and collaborative people thrive and build a rewarding career. As a leader in this company, my goal is to ensure each 3Mer sees and feels the positive impact we?re making around the world? ? Mike Roman, chief executive officer and chairman, 3MThe Impact You?ll Make in this RoleAs a Credit Portfolio Risk Analyst for EMEA, you will have the opportunity to tap into your curiosity and collaborate with some of the most innovative and diverse people around the world.Here, you will make an impact by:

• Support lead manager on customer credit analysis and risk rating of the portfolio
• Monitors and proactively manages risk/exposures and compliance with policies for credit risk portfolio. Support global team with credit data analysis to formulate practical portfolio problem solving models
• Monitor performance of AR credit quality and analyze AR performance, aging, trends, risk exposure and advise business leadership teams in actions to be taken. Supporting management reporting for KPIs
• Work in collaboration with the CIR organization to implement frameworks and global governance policies. Review and approve requests related to credit limits or payment terms. Participate on cross functional teams to identify opportunities and support initiatives for process improvements, centralization, and standardization
• Provide financial counsel and analysis on DSO initiatives to the business group leaders and team, influencing business thinking.
• Leading SAP readiness and deployment activities related to the Credit Risk

Your Skills and Expertise To set you up for success in this role from day one, 3M is looking for candidates who must have the following qualifications:

• Bachelor?s degree or higher (completed and verified prior to start) in business, finance, accounting, economics, mathematics, and/or statistics from an accredited institution
• Two (2) years of data analytics, data management and/or risk/accounts receivables analysis experience in a private, public, government or military environment

Additional qualifications that could help you succeed even further in this role include

• Knowledge of financial statement analysis, basic accounting techniques, and financial principles used in analyzing and interpreting the working capital impact of decisions regarding credit risk
• Skills include analytical reasoning, persuasive and assertive, adaptable, optimistic, innovative, collaborative, written and verbal communication
• Experience in Credit and Collections is a plus
• Experience using SAP

=== PLEASE PROVIDE YOUR RESUME IN ENGLISH ===Travel: May include up to 5% in domestic/internationalEMEA Role: This position can be based in home country of the incumbent within EMEA.Relocation: Not authorized (remote location is supported)Target Job Grade: 10 - Please note that the Job Grade is the global 3M Job Grade, and this indicates only the target Job Grade of the position which may varies depending on the skills and competencies of the candidate and local compensation guidelines.Application Process: Please inform your current supervisor of your application.Typically, employees will need to have completed two years in their current role before being able to apply for an internal vacancy. More information in our International Recruitment Standard.If you have any questions regarding the content of the position, please contact the Hiring Manager. If you have any questions regarding the recruiting process, please contact the Recruiter.*At 3M, diversity & inclusion are essential to innovation. We seek and value differences in people! This Job ad is addressed to all potential candidates. As an equal opportunity employer 3M will not discriminate against any applicant for employment on the basis of religion, sex, sexual orientation, gender identity, national origin, age or disability.If you want to discover more about D&I at 3M, please visit http://go.3M.com/4i9CLearn more about 3M?s creative solutions to the world?s problems at www.3M.com or on Twitter @3M.Please note: your application may not be considered if you do not provide your education and work history, either by: 1) uploading a resume, or 2) entering the information into the application fields directly.3M Global Terms of Use and Privacy StatementCarefully read these Terms of Use before using this website. Your access to and use of this website and application for a job at 3M are conditioned on your acceptance and compliance with these terms.Please access the linked document by clicking here, select the country where you are applying for employment, and review. Before submitting your application you will be asked to confirm your agreement with the terms.

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