Analyst, Credit Initiation

Job Description

Analyst, Credit Initiation - (2200017487)Job: OperationsPrimary Location: Africa & Middle East-Pakistan-KarachiSchedule: Full-timeEmployee Status: PermanentPosting Date: 22/Jul/2022, 4:43:33 PMUnposting Date: 05/Aug/2022, 10:59:00 PMRole Responsibilities Assess card/loan applications to ascertain whether loan meets lending criteria and route to underwriters for limit approval.Credit reviews on existing loan accounts to ensure accounts documentation are in order and approved in accordance with approved CAD/PDD and within approved delegation of authority.Ensure all risk issues are addressed by taking timely actions before the approved closure date.Processes/policies need to be updated on a regular basis and adherence of the same.Smooth & error free Processing of applications in compliance with CAD, SBP regulations and consumer Banking Credit Policies for SCBPL.Application need to be processed within TAT & 100% accuracyDevelop a full control in approvals through checklists and necessary documents.Coordination with Cross functional department in order to improve efficiency & controls.KNOWLEDGE AND SKILLS: Having Graduate from a reputable instituteKnowledge of Credit Cycle & asset products offered by the bank.Banking procedures/related policies knowledgeBanking practices/regulations knowledgeGood interpersonal and communication Skills.About Standard Chartered Were an international bank, nimble enough to act, big enough for impact. For more than 160 years, weve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If youre looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we cant wait to see the talents you can bring us.Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, youll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role youve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.Visit our careers website www.sc.com/careers

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