Credit Risk & Portfolio Senior Manager - Morocco

Job Description

The Credit Risk & Portfolio Senior Manager is a senior management-level position responsible for accomplishing results through the management of a team or department to monitor the Citi portfolio and identify credit migration in coordination with the Risk Management team. The overall objective of this role is to lead the management of Citis portfolio exposure to client and counterparties globally.Responsibilities:

• Credit Risk and Portfolio Manager with coverage of Institutional clients - Large Corporates, Banks, Public Sector, Global Subsidiary names in the country.
• Review of credit package/memo, transaction reviews, quarterly monitoring memos, including risk ratings, classification of obligors. Key Risk and Mitigation strategy, financial analysis including projections, exposure and limit strategy for relationship clients. Able to review and assess and understand complex corporate financials. Also understanding of financials for FI sector (banks) and Public Sector including government related entities.
• Maintain compliance with Citibank credit policies/practices, regulatory policies. Prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs.
• Ability to stress test portfolios, prepare presentations for Senior Credit Officers, senior management, risk committees. Able to prepare articulated presentations with a view to inform senior management on the portfolio updates.
• Face internal, external auditors, regulators, internal monitoring credit reviews.
• Engage in client meetings with RMs on regular credit risk discussions and updates.
• Participate in regulatory discussions on portfolio, stress test, ICAAP, IFRS, and ad-hoc regulatory asks.
• Work closely with Corporate Banking and Global Subsidiary Banking RMs, analysts on day-to-day transactions and client requests for limits/exceptions.
• Ability to understand institutional client products, documentation, loans, trade financing structures, hedging solutions, with a view to opine on facility limits for our institutional clients. This candidate should be able to form a view on the credit profile of our clients, and share opinion on the proposed structures from risk perspective factoring internal Citi Bank credit policy requirements.
• Conduct regular Portfolio monitoring, including review of covenants, classification, ratings, facility excesses, collateral.
• Conduct managerial responsibilities, including coaching/mentoring, performance management and evaluation (including managing the Review the Reviewer process), work assignment management and resource/capacity management, monitoring and escalating as needed
• Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
• Identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firms reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 6-10 years of experience in covering clients within Institutional Clients Group (large corporates, banks, public sector). Risk experience is a plus.
• Experience with econometric and statistical modeling or application risk scoring
• Proficiency in MS Office
• Proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts
• Demonstrated quantitative, presentation and analytic skills
• Consistently demonstrate clear and concise written and verbal communication

Education:

• Bachelors degree/University degree or equivalent experience

Masters degree preferred-------------------------------------------------Job Family Group: Risk Management-------------------------------------------------Job Family:Credit & Portfolio Risk Management------------------------------------------------------Time Type:Full time------------------------------------------------------Citi is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Citigroup Inc. and its subsidiaries ( Citi?) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View the EEO is the Law poster. View the EEO is the Law Supplement.View the EEO Policy Statement.View the Pay Transparency Posting

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