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Credit Officer ? Underwriting Services

1.00 to 10.00 Years   Hyderabad, Pakistan   14 Jul, 2024
HSBC
1 Jobs Openings
Job LocationHyderabad, Pakistan
EducationNot Mentioned
SalaryNot Mentioned
IndustryOther Business Support Services
Functional AreaNot Mentioned

Job Description

Some careers have more impact than others.If you?re looking for a career where you can make a real impression, join HSBC and discover how valued you?ll be. HSBC is one of the largest banking and financial services organizations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions.We are currently seeking an experienced professional to join our team in the role of Credit Officer Underwriting Services.Principal responsibilities:

  • To contribute to the credit approval and verification process for mortgage and unsecured lending.
  • To contribute to the profitability of the HSBC Group and minimize losses.
  • 90% - By providing fast, concise, well-reasoned approvals / recommendations
  • Ensuring that when reviewing proposals, they meet the HSBC Group?s risk appetite, the risk is minimized, and returns maximized. > Receive or make calls from or to customers (internal & external).
  • 10% - By considering fairness in all aspects of strategy, product design & delivery, sales processes, customer literature & correspondence, financial promotions, administration & complaint handling.
  • Ensuring that when reviewing proposals, they meet the HSBC Group?s risk appetite, the risk is minimized, and returns maximized
  • Ensuring adherence to the Bank?s credit policies & guidelines
  • To continually reassess the operational risks associated with the role and inherent in the business, taking account of changing economic or market conditions, legal and regulatory requirements, operating procedures and practices, management restructurings, and the impact of new technology.

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