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Credit Underwriter - Mortgages

1.00 to 10.00 Years   Dubai, United Arab Emirates   17 Jun, 2022
Huspy
1 Jobs Openings
Job LocationDubai, United Arab Emirates
EducationNot Mentioned
SalaryNot Mentioned
IndustryOther Business Support Services
Functional AreaNot Mentioned

Job Description

About usHuspy is on a mission to improve the home buying ecosystem for everyone through convenience, clarity, and care.We believe buying a home should be something to celebrate.Getting your own home is a high point in our lives, we want to build an experience that matches that feeling ? without the hassle. Thats why our mission is to simplify the home buying process and make it an actual enjoyable moment for everyone.Position Title: Credit Underwriter

  • Position Title: Credit UnderwriterOverview:Credit underwriting to assess each loan application individually against LendingPolicy and criteria.Key Responsibilities and Accountabilities:
    • Reviewing and assessing different types of mortgage applications, including residential, commercial, land, construction and off plan
    • Responsible for analysing and performing credit-related checks (Salaried & Self Employed) for Mortgage loans in accordance with policy and process in a timely manner.
    • Assessing and validating documentation: KYC documents, Income documents, Audited Financial Statements, bank statements and property documents including valuation reports etc.
    • Submission of the application to Banks and following up with the cases until pre-approval.
    • Resolving bank queries related to clients applications.
    • Assist Customer Success team in resolving clients queries wherever required.
    • Assist Bank Operations team in resolving FOL (Final Offer Letter) queries.
    • Assist Account Managers in qualifying the client to Banks based on profile and eligibility whenever required.
    • Suggest process improvements and propose automation wherever feasible.
    • Handling AD HOC requests to support products and engineering teams.
    • Providing feedback to the Team Lead and Operations Manager in relation to lending policy, central bank circulars, processes, and procedures.
    Qualifications, Experience & Skills:
    • Strong decision maker and a team player
    • Organised and show ownership
    • Strong knowledge of the current real estate market and central bank regulations related to mortgage lending.
    • Knowledge on UAE banking lending policies, process, and practices.
    • Strong verbal and written communication skills
    • Customer obsessed mindset
    • Experience in relationship management with sales or related areas
    • Feel comfortable working with technology
    • Can work with MS Office package and/or GSuite
    Good to have:
    • Experience in startups or high pressure environment is a plus
    • CRM tool experience: Hubspot, Salesforce etc is a plus
    • Previous experience in ADIB, ADCB, DIB, ENBD, Mashreq is a plus
    • Arabic speaker is a plus
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