hireejobsgulf
Register for Job

Credit Analyst (Corporate)

3.00 to 5.00 Years   Doha, Qatar   29 Mar, 2024
commercial bank of qatar
1 Jobs Openings
Job LocationDoha, Qatar
EducationBachelor's degree / higher diploma
SalaryNot Mentioned
IndustryBanking
Functional AreaNot Mentioned

Job Description

Job SummaryTo support the Business in managing credit risk by using appropriate judgement and commercial credit experience to assess credit worthiness of a customer. Ensure that overall quality of accounts are within acceptable risk parameters and remain within Bank?s lending policies and guidelines.Key Accountabilities

  • Lead the process of CREDIT FACILITY REVIEW (CFR) with a high-quality analysis of credit applications for International, Local Corporate & SME, Trade Financing and High Net worth (HNWI) / VIP clients.
  • Adequately structure facilities adhering to defined risk levels and make sensible recommendations with practical and acceptable risk mitigating conditions to the approving authorities under the delegated credit authority.
  • To have a quality & effective one-to-one pre-deal discussions with the Business and Credit Team and reach an acceptable proposition which addresses the concerns of relevant stakeholders. The discussion should be reflective in the credit applications or agreed upon through subsequent emails. Any unresolved issues are to be documented for record by email.
  • Accurate spreading of financials and analysis in the MRA and carry out appropriate re-classifications wherever necessary and ensure that MRA grading of account is appropriately done and reflects the underlying risk.
  • Assist Business in portfolio quality management, tracking and monitoring covenants and escalating overdue items for remedial.
  • Understand, implement and communicate the Banks and QCB?s policies, procedures etc.
  • Promote a risk management culture and behaviour that provides adequate analysis, sound judgment, flexibility and an ideal balance of risks and rewards.
  • Provide necessary assistance in preparation of various MIS, industry/sector reviews as required from time to time by senior management.
  • Assist the Business in preparation of periodic and adhoc credit audits carried-out by Internal Audit and QCB.
  • Any other relevant tasks assigned by the Head of Credit Analytics from time to time.

Keyskills :

APPLY NOW

Related Jobs

© 2023 HireeJobsGulf All Rights Reserved