| Job Location | Doha, Qatar |
| Education | Not Mentioned |
| Salary | Not Mentioned |
| Industry | Automotive Dealership & Distributor |
| Functional Area | Not Mentioned |
1.˙˙˙˙˙˙Handle Corporate and SME finance applications with special priority to Corporate and large fleet transactions. Support in handling retail applications, as well as all types of credit transactions and financing requests as needed.2.˙˙˙˙˙˙Review and approve credit applications, ensuring compliance with internal policies and procedures. This includes evaluating and analyzing various qualitative and quantitative data from internal and external sources, such as bank statements, credit bureau reports, financial statements, and assessing the authenticity of provided documents.3.˙˙˙˙˙˙Conduct necessary due diligence procedures to support the credit review and evaluation process, including credit site visits, call verification, employer verification, trade reference calls, and requests for internal collection or legal feedback if required.4.˙˙˙˙˙˙Document results of the credit review by drafting comprehensive and detailed Credit Assessment Reports, highlighting the pros and cons of each credit or financing request, as well as requests for exceptions if any, and provide final recommendations on the credit request.5.˙˙˙˙˙˙Approve credit requests within the roles approval authority or initiate the escalation of a credit request to a higher approving authority, detailing the recommendation resulting from the credit assessment.6.˙˙˙˙˙˙Support the Department Manager in leading and managing the team of credit analysts, assigning daily tasks and ensuring timely completion of credit evaluations and risk assessments. Provide ongoing coaching, training, and support to credit analysts, fostering a positive work environment that promotes professional growth and development.7.˙˙˙˙˙˙Serve as the primary escalation point for credit decisions, reviewing complex or high-risk cases and presenting recommendations to the Executive Credit Committee as needed.8.˙˙˙˙˙˙Collaborate with cross-functional teams, including sales, finance, legal, and operations, to streamline the credit approval process and enhance overall efficiency.9.˙˙˙˙˙˙Maintain confidentiality and adhere to ethical standards when handling sensitive customer information and credit data.10.˙˙Stay informed of industry trends, regulations, and best practices in credit analysis. Suggest and recommend changes and enhancements to the existing credit policies and procedures.
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