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Assistant Credit Manager

1.00 to 10.00 Years   Doha, Qatar   29 Aug, 2024
commercial bank of qatar
1 Jobs Openings
Job LocationDoha, Qatar
EducationNot Mentioned
SalaryNot Mentioned
IndustryVirtual Assistant Services
Functional AreaNot Mentioned

Job Description

Job SummaryCommercial bank innovation Services is looking to hire a Credit officer. The Credit Officer position is accountable for the entire credit granting and monitoring process, including the consistent application of credit policy/criteria, Approved Company List management for Retail Lending, assessment of the creditworthiness of potential customers, CPV function monitoring, periodic credit reviews of existing portfolios by in depth analysis and provide feedback on the performance of the policiesKey AccountabilitiesRetail Credit Operations

  • Conduct underwriting activities (i.e., analysing credit applications, reviewing credit bureau reports, deciding/recommending loan applications) and ensure quality and adherence to credit policies/criteria.
  • Maintain the Approved List of Companies for Retail Lending
  • Conduct post review on applications approved by business and highlight the errors to the business as a part of ongoing training and to reduce the error rate to 0%.
  • Attending Business enquiries related to various product policies.
Support in Enhancing Retail Lending automation projectsÿOther AccountabilitiesCredit Monitoring
  • Identify and report early warning signs of deterioration and follow up with relevant business counterparts in order to proactively deal with any issues.
  • Prepare required reports and dashboards including financing volume reports for use in planning, forecasting and performance monitoring.
  • Review and propose policy/criteria change as and when needed.
  • Monitor and control performance of product campaigns
  • Monitor Employer level performance and recommend appropriate action

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