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Manager, CBD - Credit Analysis

7.00 to 10.00 Years   Al Kuwait, Kuwait   31 Dec, 2020
Job LocationAl Kuwait, Kuwait
EducationBachelor's degree / higher diploma
SalaryNot Mentioned
IndustryBanking
Functional AreaNot Mentioned

Job Description

Job purpose:Manage &/ perform the process of in-depth assessment of the financial position and performance of the customers based on their financials to support credit appraisal / review across CBD.GENERIC ACCOUNTABILITIES

  • People Management Manage, motivate and develop individual employees and the team in line with people policies & practices. Communicate operational procedures.
  • Corporate Governance and Compliance Work fully within risk policies and procedures and compliance regulations and ensure all divisional activities comply with corporate governance & regulatory/legal frameworks
ACCOUNTABILITIES
  • Managing CAU: Drive the smooth and effective conduct of the activities of the Credit Analysis Unit below specified Limits.
  • Financial Analysis: Analysing and interpreting the financials of new / existing customers to support informed decision making Credit applications Support the credit application process, conforming with CBK standards,?by making available financial analysis reports
  • Credit committee: Support the credit review process by providing credit committees with adequate information on the reported financials of the??customers
  • Credit expertise: Provide expertise in financial review and ensure independent opinion?of customers based on their financial.
  • ?Information gathering & Processing: Manage information gathering and?effective processing?within the unit to support quality analysis
  • Engage with business units to gather clarifications/ additional details on any vague areas identified in the financials
  • Risk assessments Support risk assessment by interpreting and analysing?the financials of the customers?
Job success factors
  • Effective financial analysis and assessment
  • High quality submissions to credit committees
  • Effective information gathering and interpretation???????????????????????????
  • High quality support across CBD
  • Consistent, high quality service and support

Keyskills :

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