Manager- Elite Mortgage Sales

Job Description

• Manage the complete Elite Banking portfolio of clients having mortgage facility.
• Receive applications of Mortgage facilities related to individuals of Sales & Distribution, review accuracy and completion of documentation received in order to confirm its compliance to Bank policy and procedures related to Mortgage lending.
• Generating Analytical and Financial reports and different business analysis application to determine credit worthiness and the degree of risk involved in extending credit by evaluating client financial position.
• Perfecting the security documentation and dispatching to Mortgage Unit for prompt lodgement.
• Interpret, communicate and provide guidance to Elite Banking regarding association lending policy and procedures.
• Assist in maximizing revenue and customer value from assigned portfolio.
• Ensure promptness in assigned tasks, related positive approvals are received in a timely manner up to customer satisfaction. Adhere to the agreed service level standards.
• Identify and develop the planning techniques for the sake of business growth in terms of overcoming obstacles to cope with bank policies and procedures and market conditions in order to deliver unique positive outcomes.
• Ability to transit and improve essential energy and capacity in the workplace to build and manage client portfolio base effectively.
• Assume responsibility and accountability for allocated proposal.
• Highlight to appropriate authority any early warning signals, to enable prompt remedial measures to be taken by concerned department.
• Investigate and respond to any queries from Mortgage unit and ensure prompt outcome of all customer applications.
• Ensure all proposals approved are reviewed and all requirements are met as per sanction terms.
• Assist growth of business & client relationships in a competitive environment through effective key awareness of market demands.
• Delivering quality service to all clients putting the client at the heart of our business.
• Coordinate with other units & departments (Legal etc.) as required to ensure and facilitate smooth processing / approvals and disbursements of facilities.
• Execute any special task / assignments allocated by management as per delegation.
• Proactive action in coordination with concerned department for past dues / non performing accounts and recommendation for rescheduling, interest rates etc. to ensure minimizing of any provision built up or classification.
• Maintain professionalism and effective communication with colleagues within unit and provide suggestions for improvement to increase operational quality and efficiency in work resulting in best customer service.

• University Graduate/ Degree.
• Banking or related academic qualifications supported by 10 years experience in related field.
• Standard technical knowledge acquired from vast experience in different sections plus ability to deal with all level of staff.
• Very good oral & written communication skills with managerial style.

Keyskills :
Financial Reports Mortgage Business Analysis Client Relationships Communication Skills Credit Worthiness

About Company

FAB, the UAE’s largest bank and one of the world’s largest financial institutions offers a an extensive range of tailor-made solutions, and products and services, to provide a customised banking experience. Through its strategic offerings, it looks to meet the banking needs of customers across the world via its market-leading Corporate and Investment Banking and Personal Banking franchises.
Headquartered in Abu Dhabi, in Khalifa Business Park, the bank’s international network spans over 19 countries, across the world, providing the global relationships, expertise and financial strength to support local, regional and international businesses seeking to do business at home and abroad. In line with its commitment to put customers first, to Grow Stronger, FAB will continually invest in people and technology to create the most customer-friendly banking experience and will support the growth ambitions of its stakeholders across the global network in which the bank operates.