AVP & Lead- Credit - Projects & Innovations

Job Description

The role is responsible for leading, initiating, directing, and following through different cross-functional Credit innovation projects of varied s and technologies that contributes to re-invention of Process journeys, re-defining operating models, improving operational efficiencies related to productivity, automation and optimization and business planning for FAB Group Credit UAE & International landscape.KEY ACCOUNTABILITIES:

• A high-potential member accountable for accomplishing innovative business process improvements resulting in measurable financial and/or customer loyalty gains by applying the Lean and Six Sigma methodology in Credit.
• Work with stakeholders to understand business requirements, identify focus areas for improvement and innovation
• Participate in and advice taskforces for selection and adoption of new technologies and approaches
• Able to write BRDs & perform Gap Analysis,
• Able to Write Test cases & plan Test strategies & execute testing
• Track, monitor, and report on the progress of projects. Ensure highest level of quality is achieved within assignments at all times
• Functionally proficient to identify Core Vs Non-Core Credit Processes, highlight inefficiencies, present the root cause analysis, recommend and implement process ratification measures
• Identify opportunities for RPA Enabled Lean Process Automation improving operational efficiencies
• Identify, execute and implement opportunities for Process Digitization, system/data integration and identifying the business impact/benefit of the implementation in the systems
• Active listening skills and ability to dissect problems in an organized manner.
• Automate data audits, assess and resolve lapses of data control points, report and monitor the quality of Credit data
• Equip people with knowledge by conducting trainings on processes and systems
• Work closely with other members of the Projects team on developing and executing innovation aspects and scope of the project

• Evaluate Group Credit Processes to enable identification & Ratification of Process Control Lapses, scope opportunities for lean process modelling, automation & process integration.
• Evaluate Group Credit Data Models and present gaps in the process, systems and trainings.
• Evaluate opportunities to integrate Policy level checks in systems and build mechanisms to monitor policy deviations.
• Conduct System & Process Level Trainings for Group Credit & Stakeholders for enterprise wide initiatives.

• Bachelors / Masters degree in Business Administration, Computer Science, Engineering
• 5+ years work experience in transformation as a Business Analyst, preferably with a consulting firm or within the financial services industry
• Good understanding on Financial Instruments particularly on the Personal Banking side (Personal Loans, Mortgage & Auto Loans & Credit Cards, Elite & Private Banking) & their application systems
• Good Understanding on Retail Collections Module & Rules Engine with its applications
• Good Understanding on Core banking systems & Business Process Management systems
• Ability to manage complex planning processes across a number of inflight initiatives, and to manage a portfolio of projects/work streams
• Demonstrated ability to drive strategy process including structured, hypothesis-driven problem solving, framework development, and formulation of actionable recommendations
• Ability to partner with internal technology partners to drive change initiatives
• Expertise in and proven application success implementing Agile, Lean, journey mapping, design thinking and other process optimization/innovation frameworks
• Superior communication skills, both written and verbal, including the ability to develop concise and effective communications tailored to specific audiences
• Advanced problem solving, analytical and technical skills
• Exemplary business intuition and judgment to help the team translate analytical inputs and metrics, platform architecture and business needs into value-creating initiatives

Keyskills :

About Company

FAB, the UAE’s largest bank and one of the world’s largest financial institutions offers a an extensive range of tailor-made solutions, and products and services, to provide a customised banking experience. Through its strategic offerings, it looks to meet the banking needs of customers across the world via its market-leading Corporate and Investment Banking and Personal Banking franchises.
Headquartered in Abu Dhabi, in Khalifa Business Park, the bank’s international network spans over 19 countries, across the world, providing the global relationships, expertise and financial strength to support local, regional and international businesses seeking to do business at home and abroad. In line with its commitment to put customers first, to Grow Stronger, FAB will continually invest in people and technology to create the most customer-friendly banking experience and will support the growth ambitions of its stakeholders across the global network in which the bank operates.